Bridge Loans
Short-term financing designed for speed and flexibility. Use a bridge loan to purchase properties, refinance existing debt, or access cash-out capital while you arrange your next move.
Get Your TermsCommon Use Cases
Acquisition Bridge
Close fast on a property while arranging long-term financing.
Refinance Bridge
Exit an existing loan or transition between projects.
Stabilization Bridge
Hold a completed property while leasing up for a DSCR refi.
General Terms
Property Types1-4 Residential
Loan Amount$125K – $5M
TermUp to 18 months
LTAIV (Purchase)Up to 80%
Rate FromStarting at 8.375%
Min FICO680
PaymentsInterest Only
Foreign NationalsAccepted (No minimum FICO)
Prepayment PenaltyNone
Requirements
- Government-issued ID (DL, Valid Visa, Passport)
- Signed loan application
- 2 months bank statements
- Entity Documents: Operating Agreement / Bylaws, Articles of INC, EIN Letter, Certificate of good standing
- Property insurance
- Track record consistent with project type
Frequently Asked Questions
Yes, it's one of the most common applications. Close fast on a purchase while arranging long-term financing.
Extensions are available, subject to evaluation and a small fee.
Yes. Many borrowers transition to a DSCR long-term loan or another bridge.
Yes. Foreign nationals are accepted with full documentation. No minimum FICO required for foreign nationals.
