Investor Resources

Practical guides on loan programs, financing strategy and investing in U.S. real estate — from the lenders who close these deals.

Loan Programs5 min read

DSCR Loans Explained: Qualify on the Rent, Not Your Tax Return

A DSCR loan looks at the property's income instead of yours. Here's how the ratio works, what lenders look for, and when it beats a conventional mortgage.

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Foreign Nationals6 min read

A Foreign Investor's Guide to U.S. Rental Property Loans

You don't need a U.S. credit score to apply for an investment property loan with Hera, but each program has its own conditions. Here's how foreign national loans work.

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Strategy4 min read

Fix & Flip vs. DSCR: Which Loan Fits Your Next Deal?

Short-term rehab capital or long-term rental financing? The right choice depends on your exit. Here's how to decide — and how the BRRRR strategy uses both.

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