Loan Programs Built for Real Estate Investors
Bridge Loans
Up to 18 MonthsShort-term capital to secure deals or bridge between transactions.
Rates starting at 8.375% (based on experience)
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Fix & Flip Loans
Up to 24 MonthsPurchase + rehab funding for 1-4 unit residential properties.
Rates starting at 8.375% (based on experience)
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Ground Up Construction
Up to 24 MonthsEnd-to-end financing from land to completed project.
Rates starting at 8.375% (based on experience)
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DSCR Loans
30-Year TermsLong-term financing based on property cash flow, not personal income.
Rates starting at 6.125% (Market Based)
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How It Works
Step 1
Get Your Terms
Use our calculator to get instant terms. No hard credit pull.
Step 2
Apply Online
Complete evaluation in as few as 7 business days.
Step 3
Close & Fund
Access your capital and start your project.
Hera vs. The Bank
| Hera Lending | Traditional Bank | |
|---|---|---|
| Approval Speed | As few as 7 days | 30-60 days |
| Qualification | Only liquidity verification | Full income documentation |
| Foreign Nationals | Full doc accepted | Typically rejected |
| Decision Makers | Direct access | Multiple committees |
| Loan Flexibility | Tailored per deal | One-size-fits-all |